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You May Qualify for a
New Home!
Habitat looks at three main factors when choosing partner families:
1
Need for Housing
Is your current housing run down, overcrowded, or is the rent too high?
2
Ability to pay a monthly mortgage
You must have steady income and good credit to qualify for a USDA/RD 502 low-interest loan. Your family income must also meet HUD income guidelines:
# in Household
1 person
2 people
3 people
4 people
5 people
6 people
Income Range
$23,950-$38,300
$27,400-$43,800
$30,800-$49,250
$34,200-$54,700
$36,950-$59,100
$39,700-$63,500
Credit problems? Habitat can help you to get your finances under control!
Mortgage payments for a Habitat home are often less than rent.
3
Willingness to Partner with Habitat
Your family and Habitat will become a team. You must be willing to help build your house, attend classes, and provide necessary information when needed.
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