You May Qualify for a
New Home!

Habitat looks at three main factors when choosing partner families:

1

Need for Housing

Is your current housing run down, overcrowded, or is the rent too high?

2

Ability to pay a monthly mortgage

You must have steady income and good credit to qualify for a USDA/RD 502 low-interest loan. Your family income must also meet HUD income guidelines:

# in Household

1 person  

2 people 

3 people

4 people

5 people

6 people

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Income Range

$21,450-$34,250

$24,500-$39,150

$27,550-$44,050

$30,600-$48,950

$33,050-$52,850

$35,500-$56,800

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Credit problems? Habitat can help you to get your finances under control! 

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Mortgage payments for a Habitat home are often less than rent. 

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3

Willingness to Partner with Habitat

Your family and Habitat will become a team. You must be willing to help build your house, attend classes, and provide necessary information when needed.