You May Qualify for a
New Home!

Habitat looks at three main factors when choosing partner families:

1

Need for Housing

Is your current housing run down, overcrowded, or is the rent too high?

2

Ability to pay a monthly mortgage

You must have steady income and good credit to qualify for a USDA/RD 502 low-interest loan. Your family income must also meet HUD income guidelines:

# in Household

1 person  

2 people 

3 people

4 people

5 people

6 people

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Income Range

$23,950-$38,300

$27,400-$43,800

$30,800-$49,250

$34,200-$54,700

$36,950-$59,100

$39,700-$63,500

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Credit problems? Habitat can help you to get your finances under control! 

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Mortgage payments for a Habitat home are often less than rent. 

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3

Willingness to Partner with Habitat

Your family and Habitat will become a team. You must be willing to help build your house, attend classes, and provide necessary information when needed.