You May Qualify for a
New Home!
Habitat looks at three main factors when choosing partner families:
1
Need for Housing
Is your current housing run down, overcrowded, or is the rent too high?
2
Ability to pay a monthly mortgage
You must have steady income and good credit to qualify for a USDA/RD 502 low-interest loan. Your family income must also meet HUD income guidelines:
# in Household
1 person
2 people
3 people
4 people
5 people
6 people
Income Range
$21,450-$34,250
$24,500-$39,150
$27,550-$44,050
$30,600-$48,950
$33,050-$52,850
$35,500-$56,800
Credit problems? Habitat can help you to get your finances under control!
Mortgage payments for a Habitat home are often less than rent.
3
Willingness to Partner with Habitat
Your family and Habitat will become a team. You must be willing to help build your house, attend classes, and provide necessary information when needed.
