You May Qualify for a

New Home!

Habitat looks at 3 main factors when choosing partner families:


Need for Housing
Is your current housing run down, overcrowded, or is the rent too high?


Ability to pay a monthly mortgage.
You must have steady income and good credit to qualify for a USDA/RD 502 low-interest loan. Your family income must also meet HUD income guidelines:

# in Household

1 person  

2 persons 

3 persons

4 persons

5 persons

6 persons 

Income Range







Credit problems? Habitat can help you to get your finances under control! 

Mortgage payments for a Habitat home are often less than rent. 


Willingness to Partner with Habitat.
Your family and Habitat will become a team. You must be willing to help build your house, attend classes, and provide necessary information when needed.