You May Qualify for a
Habitat looks at 3 main factors when choosing partner families:
Need for Housing
Is your current housing run down, overcrowded, or is the rent too high?
Ability to pay a monthly mortgage.
You must have steady income and good credit to qualify for a USDA/RD 502 low-interest loan. Your family income must also meet HUD income guidelines:
# in Household
Credit problems? Habitat can help you to get your finances under control!
Mortgage payments for a Habitat home are often less than rent.