You May Qualify for a

New Home!

01

Need for Housing
Is your current housing run down, overcrowded, or is the rent too high?

Habitat looks at

3 main factors

when choosing partner families:

02

Ability to pay a monthly mortgage.
You must have steady income and good credit to qualify for a USDA/RD 502 low-interest loan. Your family income must also meet HUD income guidelines:

# in Household

1 person  

2 persons 

3 persons

4 persons

5 persons

6 persons 

Income Range

$20,900-$33,400

$23,850-$38,200

$26,850-$42,950

$29,800-$47,700

$32,200-$51,550

$34,600-$55,350

Credit problems? Habitat can help you to get your finances under control! 

Mortgage payments for a Habitat home are often less than rent. 

03

Willingness to Partner with Habitat.
Your family and Habitat will become a team. You must be willing to help build your house, attend classes, and provide necessary information when needed.